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Our team is your team. Our approach to risk management is much like a comprehensive wealth management approach. We want to be your guide and advisor throughout your life, career journeys and seek to forge a long-term relationship that supports you at every step along the way.

Founded in 2009, we are an independent insurance brokerage and risk management consultancy specializing in commercial, personal and high net worth clients. Leverage our years of experience in risk management, our specialized expertise in serving biotech, food & beverage, IT, transportation and many more industries.

Not all insurance companies or agents are the same.

A Captive agency offers insurance policies from one company/carrier. The limited nature of the insurance solutions that these companies can offer often yields quick quotes. However, this model presents challenges in terms of portfolio diversification — diversifying coverage to limit the impact of claims and revenue loss to the company. Additionally, captive agencies have a primary fiduciary responsibility to the companies/carriers they represent, not the clients they serve.

An Independent agency represents multiple insurance carriers. Independent agents/brokerage firms are empowered to create custom-designed risk management plans tailored to each of their clients’ unique needs and risks.

Titan Risk Consultants is independent. Rather than offer fast quotes, we take the time to get to know you. We ask questions, analyze policies and collaborate with you to design a solution that yields the greatest value. Our primary responsibility is to you, our customer.

Luke Riggsbee


I’m Luke Riggsbee and I have been an independent insurance agent since April 2003. My focus is mainly on business insurance and personal lines insurance and I enjoy helping clients navigate this complex and often confusing world. My partners and I founded Titan Risk Consultants in 2009 to do just that — and to provide sound advice as well as trusted professional services. Outside of work I enjoy cooking, learning guitar and being at the beach. Look for me on the golf course.

Gene Crowder is a founder of our personal risk management services.

Gene Crowder

Co-Founder/Member Manager & Licensed Agent

I’m Gene Crowder and I’ve been a licensed agent since February 2009. Prior to launching Titan, I operated several successful companies in North Carolina’s Triangle area since moving to the region in 1991. Each company had a focus on providing exceptional customer service and that has carried over to Titan. We created Titan Risk Consultants to bring together a team of agents specializing in all aspects of insurance, and to better educate clients — making sure they are properly insured. I am a graduate of Virginia Tech and hold a degree in business. When not in the office I can be found on the golf course, spending time with my family or behind my drum set.

Cathleen Lucas, AAI, CISR

Licensed Agent/Account Executive & Producer Recruiter

I’m Cathy Lucas and I have been an independent insurance agent since June 1987. I have worked commercial/business insurance, the majority of that time. During that time, I have worked with contractors, biotech, restaurants, manufacturers, airplanes and all other types of insurance industries. My job is to provide you with the best coverages at the best price and handle the day-to-day details of your coverage. When not doing insurance, I love spending time with my family, sewing and reading.

Victoria DeCamp, CISR

Licensed Agent/Account Manager & Operations Manager

I’m Vicky DeCamp and I have been an independent insurance agent since June 2012. I have worked commercial/business insurance, specializing in non-profits and Homeowners/Condo Associations. I also have worked with contractors, golf courses, and all other types of insurance industries. My job is to provide you with the best coverages at the best price and handle the day-to-day details of your coverage. When not doing insurance, I love spending time with my kids, camping, raising chickens and working on my third degree Black Belt in Tae Kwon do with my two boys.

Mike Hutton is a personal risk management consultant with Titan.

Michael Hutton

Risk Management Consultant

I’m Michael Hutton and I have over 30 years’ experience in risk management. I spent the majority of my career in Washington DC at multiple agencies serving as an intelligence officer dealing with risk in many different forms. I’m passionate about risk management and risk mitigation strategies and developing the processes and responses to recover quickly from — and minimize the consequences of — disasters. At Titan, my focus is property and casualty insurance in the cyberspace, where I’m an expert on coverages and incident response plans. When not at work, I’m on the golf course honing my game.

Russ Jones

Risk Management Consultant

I’m Russ Jones and I have been an insurance broker/consultant since 1981, providing risk management and insurance solutions for my clients.  I focus in Life Sciences and Technology risks, providing analysis of clients’ insurable exposures and customizing risk management and insurance programs including coverages for property, general liability, cyber, products/completed operations, professional liability, workers compensation, auto and umbrella.  I am active in the NC Biotechnology Center (NCBC), Council for Economic Development (CED) and other industry organizations.  I hold a BS degree from Boston University and an MBA from Adelphi University.  When not at work, I enjoy golfing, tennis and family.

Alex Vedetta

Social Media Intern

I’m Alex Vedetta and I am serving as the social media intern here at TITAN. I help keep all the social media accounts up to date and boost our presence online. Prior to TITAN, I have worked on several other marketing campaigns, all focusing for the most part on social media. I am working towards a degree in Business Administration with a concentration in marketing in the Poole College of Management at North Carolina State University and I will be graduating in the Spring of 2021. Outside of work, you can find me on the ice playing hockey at NC State or working out in the gym.

The Carriers You Know and Trust

We proudly have access to the following insurance carriers:

Why partner with Titan?

85% of insurance agents do not know how to cover commercial businesses against risk. We do.

Unlike banks or other captive insurance agents whose fiduciary responsibility is to the companies/carriers they represent, our responsibility is to you — our client. We are an independent insurance brokerage firm and we represent the widest array of specialized insurance carriers who are ready to insure you and your business. Leverage our years of experience in personal and commercial risk management insurance, our expertise in specialized business coverage for biotech, food & beverage, IT, transportation, and many other industries.

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